When the IRS levies your bank account in Pinellas County, the bank freezes your funds for 21 days. During that window, you can assert Florida exemptions for protected funds: Social Security, disability benefits, head-of-household wages in certain circumstances.
If you can set up a resolution or demonstrate hardship within those 21 days, the levy can be released and your money stays.
If the IRS has levied your bank account, this is a same-day emergency. Call me immediately.